This is the Best Investment Portfolio Advice You’ll ever Receive!

Portfolio management has to be one of the most tricky yet crucial topics the world has ever seen.

And the reason I say that is because, Being a Stock Broker and a Mutual Fund Advisor myself, I see numerous clients scratching their head over their 'fantasized supposedly perfect and flawless portfolio’.

And the most common questions I’ve received almost everyday from all the people I know is-

How do we make the perfect portfolio?

What is the perfect asset allocation & risk/return ratio?

How do we get maximum returns from our portfolio?

All of us while managing our personal finance want to make an absolutely flawless perfect portfolio with no loopholes whatsoever.

It is almost like people want to win the blackjack returns while having the risk of a 10 year secured bond backed by the most valuable assets a person has ever seen.

(The example is somewhat exaggerated but you get the idea, Right?)

• Well, One of the first things you have to do is lose all the comparisons and stop making yourself feel bad if your portfolio returns turn out to be average in comparison.

If you were hoping to be the world’s top return generator or even be the number 1 among your friends,colleagues or the people who put their portfolio on the internet especially social media sites like twitter.

I’m sorry to break your heart but I want you to lose all the hope in regards to that. I’m not saying that it wouldn’t happen, I’m just saying you shouldn’t hope for it to happen.

Because every time you try to make a portfolio for the sole purpose of beating people on the internet or being very stringent to a specific percentage of returns you have to achieve in a year.

You will fail miserably.

And this is where my actual advice comes into play.

Always make a portfolio which gives you so much mental peace and satisfaction that returns just seem like numbers to you.

Or in other simple words,

Always play to your strengths while managing your own personal portfolio.

If you make a portfolio which has so many fixed assets and only a very tiny percentage is volatile assets (stocks crypto etc) and it gives you around 7% returns annually and makes you happy and at peace.

That 7% return is much better and imo much higher subjectively compared to 15% returns you’d get taking out of the park risks with mental agony and distress on your mind 24/7, so much so that you start losing sleep over it.

If you think a certain asset or a certain risk/return ratio is too risky for you.

Just Don’t do it.

Even if all the rosy things like higher percentage returns, Accelerated wealth creation and most importantly,Recent Trends try to lure you in.

Still, Don’t do it.

Because as soon as you do so something you’re not confident doing, You’re destined to fail.

Even if you somehow manage to succeed and get those 3–5% higher returns,

Still, No amount of lost sleep and constant mental fear of losing money is ever worth those extra couple of points.

So the magic trick to make the perfect portfolio is realising yourself, Realising the asset classes and risks you’re comfortable in. And most importantly, Realising what you’re not comfortable in. That’s what would make you realise the former of the two.

All in all whatever obnoxious portfolio this advice leads you to. That is the perfect Portfolio.

Even if the most reputed fund managers declare it extremely nauseating,

Still

It is the Perfect Portfolio, For You